Technology-driven SBA lending, built to scale.
PLSV Capital originates and distributes SBA-guaranteed small business loans through a technology-enabled platform that connects borrowers, lending partners and institutional capital.
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Small business borrowers
Working capital, equipment, real estate and acquisitions.
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PLSV Capital platform
- Origination
- Underwriting
- Closing and compliance
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Lending and capital partners
SBA lenders, banks and institutional investors.
Every loan carries a federal SBA guarantee of up to 85% of the principal.
What we do
One platform carries each loan from first contact to funding, with the documentation, eligibility checks and credit standards of the SBA program built into every step.
Originate
We source small business borrowers directly and through referral partners, and move each file through a structured, technology-driven intake and pre-qualification process.
Underwrite
Every loan is underwritten to SBA program standards. Eligibility, documentation and credit analysis are handled inside the workflow, so files reach a credit decision complete and consistent.
Distribute
Funded loans are placed with our network of SBA lending partners and institutional capital providers, with reporting that gives each partner clear visibility into its portfolio.
Why SBA lending
The SBA 7(a) program is the federal government's primary small business lending program. Its structure gives lenders and capital providers a rare combination of credit protection, scale and liquidity.
A federal guarantee on each loan
The SBA guarantees 85% of loans up to $150,000 and 75% of larger loans, which materially reduces the credit exposure of lenders and capital providers.
Loans of up to $5 million
The 7(a) program finances working capital, equipment, owner-occupied real estate and business acquisitions, the core needs of established small businesses.
An established secondary market
Guaranteed portions of 7(a) loans are actively bought and sold, giving originators and their capital partners a liquid channel to recycle capital.
A large and underserved market
Small businesses employ nearly half of the private workforce in the United States, and many of them still find conventional bank credit slow and hard to access.
About PLSV Capital
PLSV Capital is a technology-driven SBA lending platform based in Newport Beach, California. We originate and distribute SBA-guaranteed loans to small businesses across the United States, working alongside lending partners and institutional capital providers.
Our approach combines disciplined credit underwriting, deep experience with the SBA program, and purpose-built technology that removes friction from every stage of the lending process.
Capital partners
PLSV Capital works with banks, credit funds and institutional investors seeking exposure to SBA-guaranteed lending, through warehouse and credit facilities, loan participations and related structures.
If you would like an introduction or investor materials, write to us and we will respond directly.
Investor relations
ir@alventocapital.com Email investor relationsLending partners and general inquiries are welcome at the same address.